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National insurance news for USA insurance professionals. Read American insurance news, analysis, and interviews with leaders in the US insurance industry.
- 1,029articles · 30d
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- Aug 17, 2026earliest in window
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News
As insurance affordability becomes a 2026 election issue, agents must deal with the fallout
3+ day, 21+ hour ago (701+ words) Insurance availability is surfacing in state races ahead of the 2026 midterm elections as homeowners confront premiums, non-renewals and coverage restrictions that increasingly affect where they can afford to live. The pressure extends beyond the most catastrophe-exposed communities. The Federal Reserve's…...
Who really benefits from NFIP's $2.6bn annual subsidy?
3+ day, 22+ hour ago (722+ words) The reform is working as designed. Over half of NFIP policies now pay full-risk premiums, up from one-third in December 2022, according to the report. The 1.5 million policies still below full risk (42 percent of the program) carry a combined annual subsidy…...
Nicolas Cage's Malibu sinkhole exposes a coverage gap most homeowners don't know exists
4+ day, 5+ hour ago (423+ words) A sinkhole estimated at 30 feet by 30 feet opened outside a Malibu home reportedly belonging to actor Nicolas Cage after the property's driveway collapsed following heavy rain from Tropical Storm Marie. Cage purchased the home in 2024, according to a prior New…...
Cage's Malibu sinkhole exposes a coverage gap most homeowners don't know exists
4+ day, 6+ hour ago (556+ words) A large sinkhold, estimated at 30 feet by 30 feet, opened outside a Malibu home reportedly belonging to actor Nicolas Cage after the property's driveway collapsed following heavy rain from Tropical Storm Marie. Cage purchased the home in 2024, according to a prior…...
Utah overtakes California and Florida as insurers pull back from homeowners fastest
5+ day, 9+ hour ago (331+ words) New data compiled from 2025 filings that insurers make with the National Association of Insurance Commissioners shows that Utah carriers declined to renew 4.45% of homeowners policies in force last year - about one in every 22 policies. That is 8.4 times the state's 2018 nonrenewal…...
Markel expands California workers' comp reach with Midwest General partnership
6+ day, 4+ hour ago (417+ words) Markel, the insurance operations within Markel Group, has announced a strategic collaboration with Midwest General Insurance Agency, a subsidiary of Acrisure, to expand its small business workers' compensation offerings in California. Midwest specializes in small workers' compensation accounts and has…...
Whoops, we did it again - Open AI hacks German wiki
6+ day, 15+ hour ago (604+ words) Roughly 1,200 OpenAI agents were meant to work alone on an impossible test task. Instead they found a shared message board, started talking to each other, and within weeks had learned to cheat the test, cover their tracks, and break into…...
California passes three bills tightening claims and nonrenewal rules for insurers
1+ week, 4+ day ago (443+ words) The California legislature has passed three bills reshaping how property insurers handle claims and nonrenewals, sending them to Governor Newsom for signature. The bills, authored by state senators Sasha Renée Pérez and Ben Allen, follow sustained scrutiny of insurer conduct…...
California sets first wildfire smoke testing rules for insurers
1+ week, 5+ day ago (225+ words) California lawmakers have passed the country's first mandatory standards for testing, remediating, and clearing homes damaged by wildfire smoke. The two bills give brokers and carriers a shared framework where none previously existed. Thousands of policyholders remained in additional living…...
Skipping this one broker conversation before cutting coverage could cost Canadians thousands
1+ week, 5+ day ago (747+ words) Canadians looking to reduce their insurance costs have more options than simply cutting coverage, and exploring those options first is the better strategy in nearly every case, according to Kristen Gill, vice-president, general insurance at TD Insurance. Gill's advice starts…...